Livingstone Takudzwa Gwata
Independent Non-Executive Chairman

Livingstone (Zimbabwe 1950, Bachelor of Administration
from the University of Zimbabwe) has 37 years regional and
international banking experience, spanning all facets of Corporate,
Retail and Merchant banking at various executive director positions
with among others Standard Chartered PLC in Zimbabwe, Europe, the
Far East and several African countries.
In 1998, Livingstone joined the then First Banking Corporation
Limited as Managing Director and steered the privately owned bank
to a profitable public listed diversified financial services group,
FBC Holdings Limited. (retired as Group CEO in 2011). Livingstone
was appointed to the Board of ABC Holdings Limited ("ABCH"), in
September 2015, and became Chairman in December 2018. He is a
member of the Remuneration and Nomination Committee and a member of
the Board Credit Committee.
Livingstone has held Directorships and leadership positions in
several Zimbabwean and multinational companies, including founder
Chairmanship of the Rainbow Tourism Group Limited, and University
of Zimbabwe Council, Vice Chairman of MasterCard International
Limited, Middle East and Africa and President of the Institute of
Bankers of Zimbabwe. He is currently the Chairman of the Securities
and Exchange Commission of Zimbabwe and the Chairman of the
Zimbabwe Open Golf Committee.
Jacob Jones Sikazwe
Independent Non-Executive Director

Jacob (Zambia 1948, MBA, BA degree in Economics, postgraduate
diploma's in Business Finance Management + Business Strategy
Management) has over 40 years of experience in international
corporate leadership like Senior Manager Administration Human
Resources, Training and Government Affairs for BP Africa, BP Group
Offices in London and BP Amoco in the USA; After his role of
General Manager BP Southern Africa, he became Regional Executive
Director Corporate Affairs in BP Africa, Board member for BP
Southern Africa and Board member of SAPREF Refinery Durban.
Jacob is currently the Chairman of Marsh Zambia Ltd and has held
several prestigious Board positions including Director of Workmen's
Compensation in Zambia, and numerous Chairman positions for BP
Zambia Plc, Puma Energy Zambia Plc., Alexander Forbes Zambia Ltd,
Tourism Task Force, the Working Group under PSD Program, the
Tourism Council Zambia, Barclays Bank Zambia PLC, the Zambian
Citizens Economic Empowerment Commission.
Jacob was also appointed by the South African Government as a
member of the Task Force to develop the Black Economic Empowerment
Charter in the petroleum Industry. Jacob was appointed to the ABCH
Board in November 2017. He is the Loans Review Chairman and member
of the Risk & Audit Committee.
Naran Maharajh
Independent Non-Executive Director

Naran (South Africa 1966, Chartered Accountant + Bachelor
of Accountancy Degree, Post Graduate Diploma in Accountancy) has
more than 30 years executive experience in financial, corporate and
advisory services within Africa and has worked in Angola,
Mozambique, Lesotho and Zimbabwe in companies like KPMG,
Mercedes-Benz South Africa Ltd and JSE listed Masonite Africa
Limited.
Naran is the Managing Director of BCA Chartered Accountants, a
firm that inter alia offers financial management advisory
services, assistance with acquisitions and disposals of business,
corporate finance, risk management and corporate governance,
accounting services and liquidations and corporate recoveries in
the southern African region. Naran has had oversight over a number
of key projects, in particular, the restructure of the internal
audit function and the roll-out of Sarbanes Oxley compliance for
Masonite Africa Limited.
Naran was appointed to the Board of ABC Holdings Limited
("ABCH") as an Independent Director in November 2017 also being
Chairman of ABCH Risk and Audit committee, and a Member of the
Loans Review Committee. He is non-executive Director of JSE listed
Hulamin Ltd and Comair Ltd. Naran is also the Chairman of the Audit
Committees of South African Sugar Association and the University of
KwaZulu-Natal.
Sanjeev Anand
Executive Director, Group Managing Director

Sanjeev (New Delhi 1957, First-Class Honors degree in Commerce
and Chartered Accountant) has over 35 years' experience as
Executive banker, of which 25 years with Citibank (since 1982)
where he held a number of senior positions across Asia, Europe,
America and Africa like CEO of Zambia and Uganda and Executive
Director of Citibank Nigeria besides being an industry specialist
in airlines and aerospace,
Sanjeev Anand was Managing Director of I&M Bank Rwanda
Limited (previously Banque Commerciale du Rwanda - BCR) and.
managed the transition of ownership of the bank from Actis to the
I&M consortium, comprising I&M Bank, DEG and PROPARCO with
many awards like 'Best Bank in Rwanda' for four years
'Most Technology Innovative Company', etc. Early 2016 he
became Managing Director BPR Rwanda followed by his current
position since mid-2017 of Group Managing Director for Banking
Operations Atlas Mara.
Sanjeev is also deputy Chairman of Rwanda Sovereign Fund and has
been Chairman of Rwanda Bankers Association, President of the
Rwanda Leasing Association, deputy President of Uganda Institute of
Bankers, a member of the Steering Committee of East African
Community and membership of the BASEL task force to set up stock
exchanges in Zambia and Uganda.
Dr. Sharron Laverne McPherson
Independent Non-Executive Director

Sharron (American 1966, Doctorate in Juris Prudence Columbia
University School of Law, Honours Degree in International Trade
& Finance University of Toulon, and a BA in Economics, College
of William & Mary) is one of Africa's leading experts on the
impact of technology disruption for emerging market growth and
development, future work and the disruption of education. A former
Wall Street investment banker / attorney turned serial social
impact investor, Sharron is an advocate for the disruption of
corporate and traditional educational systems. Sharron was
appointed to the Board of ABC Holdings Limited ("ABCH"), on 28 May
2019, and is the Remuneration and Nomination Committee Chair, and a
member of the Loans Review Committee.
Sharron was one of the first African American women to become a
Vice President in a commercial bank that leads a capital markets
division, an Associate at Cleary Gottlieb Steen Hamilton, a global
Top 10 law firm, based in New York City and she has clerked for
Justice Albie Sachs at the South African Constitutional Court. She
teaches Project Finance at University of Cape Town Graduate School
of Business, and is a member of the Faculty of Singularity
University (Silicon Valley).
A noted advocate for gender smart investing and smart city
development in Africa, Sharron is a founding director of WINDE,
Africa's largest women's investment company, Co-founder and
Director of the Centre for Disruptive Technologies, and she sits on
a number of high level UN Committees on sustainable public private
partnerships.